The point to keep in mind is that home insurance policies generally do not cover damage due to negligence and negligence of the customer. This means, for example, that if the roof of a house is old and water enters the house due to lack of maintenance and maintenance and causes damage to the property, it will generally not be covered.

It is recommended that you discuss any changes outside the scope and text of the insurance contract with your broker.

And some ways to reduce the cost of home insurance:

First: installing an alarm system, second: installing a fire extinguishing system, third: occasionally bundling home and car insurance, fourth: increasing the amount of deductible or Deductible, of course, to the appropriate extent.