Investments & saving

Segregated Fund  This type of investment is in fact a combination of several types of stocks that are selected and put together according to the type of investment of individuals and their goals, which in addition to diversity, reduce risk, can increase return on profit. People who need the benefits of investing with peace of […]

TFSA -Tax Free Savings Account Created in 2009, TFSA, a special savings vehicle introduced by the Government of Canada, is considered a unique way to accumulate savings and earn tax-free investment income. You can use your TFSA account to save for any goal you have in life in the future whether it is for your […]

RRSP -Registered Retirement Savings Plan A registered retirement savings plan (RRSP) is a personal savings account, registered with the federal government, for your retirement on a tax-sheltered basis meaning that any income generated from the various types of investment in that account is tax-deferred until you take the money out from that account which then […]

RESP -Registered Education Saving Plan Education is the best gift you can give to your children to secure their future. Higher-level education at a University or college has become a necessity in today’s competitive world but it can also be costly (It can go up as high as $25000 annually in coming years).RESP allows you […]

Annuities To help you step into retirement with a steady income stream, planning to possess an income annuity is highly recommended. Annuity turns a portion of your savings (your RRSP for instance) into a monthly income (annuity) either for a fixed period of time or for the rest of your life. Knowing when you plan […]